Should You Finance Through a Dealership or Your Own Bank?
Learn about dealer vs bank financing. Compare rates, terms, and pros and cons to choose the best auto loan option before you sign anything.
Category Auto Loans
Auto Loan Interest Rates in 2026: What Every Borrower Needs to Know
Learn about auto loan interest rates 2026. Discover current rate trends, what affects your APR, and how to secure the best deal on your next vehicle loan.
Auto Loans for Seniors: What Retirees on Fixed Income Need to Know Before Buying
Learn about auto loans for seniors. Discover key tips retirees on fixed income need before financing a car, from approval odds to the best loan terms.
Paying Cash vs Financing a Car: When an Auto Loan Is Actually the Smarter Move
With average new-car loan rates at 7.53% in early 2025, the math usually favors cash — unless you qualify for a promo rate. Here's how to know which move saves more.
How Auto Loan Lenders Are Changing Approval Criteria in 2026
A 640 credit score helps, but lenders now weigh your income-to-debt ratio more than your FICO alone. Here's what's actually driving auto loan approvals in 2026.
Voluntary Surrender vs Repossession on an Auto Loan: Which Hurts Your Credit Less
Both options stay on your credit report for seven years — but voluntary surrender uses a separate status code some lenders view more favorably. Here's what that actually means for you.
Commercial Vehicle Auto Loans: What Small Business Owners Need to Know Before Signing
A credit score above 650 and two years of steady revenue are the baseline — but whether your lender classifies the loan as business or personal changes everything.
How a Divorced Borrower Rebuilt Credit and Got Approved for an Auto Loan
Within 12 to 24 months of separating joint accounts and hitting a 660 score, divorced borrowers qualify for competitive auto loan rates. Here's the exact steps that work.
Auto Loan Payoff Strategies: Which Approach Actually Saves the Most Interest
Extra payments only save money on simple-interest loans—not precomputed ones. See which auto loan payoff strategies are worth it and when to skip them entirely.
Preapproved vs Prequalified for an Auto Loan: The Difference That Could Cost You
The rate gap between a strong preapproval and dealer financing can exceed 5 percentage points — here's what separates a real offer from a rough estimate.